Business funding from £10k to £500k. Fast decisions.
Turned down by your bank, or just don't want the runaround? One 2-minute application searches our full lender panel — with no impact on your credit score.
See indicative funding options — free, no credit impact.
No credit impact · Free to check · FCA regulated
Regulated & accredited
From application to funded — three steps
No bank meetings, no endless paperwork. We match you to the right lender and support you through to funds received.
2-minute eligibility check
Tell us about your business and what you need. No credit impact — we use a soft search only.
We search 50+ lenders
One application, compared across our full panel. We surface the best-fit offers, not just the easiest to arrange.
Accept and get funded
Choose the offer that works for you. Funds typically arrive within 3–5 working days of acceptance.
The honest picture
What business funding can your company actually access?
UK businesses can access between £10,000 and £500,000 through specialist lenders — often within days, and often after a bank has already said no. High-street banks approve less than a third of SME loan applications. The rest of the market — invoice finance, asset finance, revenue-based lending, merchant cash advance — goes largely unseen by most business owners.
Eligibility depends on trading history (typically 12+ months), turnover, and the purpose of the funding — not just your credit score. Many of our lenders specialise in sectors and situations that banks routinely decline, including businesses with complex financials or prior adverse credit.
Our check is free, takes two minutes, and has no impact on your credit score. If we can't find you a suitable match, we'll tell you that too — and point you toward what might help.
Businesses we've helped
"Two bank rejections in three months. FundPath matched us with an asset finance deal in 48 hours. Couldn't believe how straightforward it was."
"We needed working capital fast to fulfil a big order. They came back with three real offers by the next morning."
"Finally someone who explains things in plain English. No jargon, no runaround — just the right lender for our situation."
Common questions
Will checking my eligibility affect my credit score?+
No. Our initial eligibility check uses a soft search only — completely invisible to lenders and with no impact on your credit score. A full credit check is only carried out with your permission, once you choose to proceed with a specific offer.
How quickly can I get a decision?+
Most businesses receive a decision in principle within 24–48 hours. Some lenders on our panel can turn around same-day offers for straightforward applications. Once you accept an offer, funds typically arrive within 3–5 working days.
What types of businesses do you work with?+
We work with UK limited companies and LLPs that have been trading for 12 months or more. We can help businesses at most stages — from early growth through to established firms looking to scale, refinance, or release capital.
What if I've been turned down by my bank?+
That's exactly who we're built for. High-street banks approve less than a third of SME loan applications. Our panel of 50+ lenders includes specialists in sectors and situations that banks routinely decline — including businesses with adverse credit history.
Your bank said no. We might not.
Free eligibility check · No credit impact · 50+ lenders searched in one go.